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The Modern Alternative to QuickBooks Enterprise

AI-powered accounting that does your books — categorize, reconcile, and post journal entries automatically, plus multi-state payroll and professional invoicing

Built for accountants and the businesses they serve.

60-day free trial. Free migration from QuickBooks.

Multi-state payroll
P&L · A/R · Balance sheet
AI bookkeeping
IRS-ready W-2 + 1099
VaultLedge dashboard for a small design studio: revenue, expenses and net income cards, cash-flow chart, spending by category, and an AI insight

AES-256-GCM

Encryption for SSNs and bank numbers

Never used to train AI

Your data is not used to train AI models

Row-level security

Tenant isolation on every table

Bank feeds via Plaid · Works with Chase, BofA, Wells Fargo, Citi, Capital One, Amex and every other major US bank

Everything Your Firm Needs in One Platform

AI-powered accounting, payroll, invoicing, e-signatures, and practice management — VaultLedge replaces the patchwork of tools you're paying for today.

Payroll

Payroll with automatic tax calculations, pay stubs, direct deposit and pre-filled 941/940/W-2/1099.

  • W-2, 1099, 941, and 940 generation
  • Direct deposit via Stripe ACH
  • Tax filing tracker and EFTPS tracking
  • Withholding and unemployment tax support for 21 states

Invoicing & Payments

Professional invoices with Stripe online payments. Track AR aging and automate recurring billing.

  • Online payments via Stripe
  • Recurring invoices and auto-reminders
  • AR aging reports
  • PDF invoice generation

Accounting

Full double-entry general ledger with chart of accounts, journal entries, and bank reconciliation.

  • P&L, Balance Sheet, Cash Flow, Trial Balance
  • Bank reconciliation
  • Budgets, fixed assets, and inventory
  • Job costing and departmental tracking

AI Bookkeeping

AI does your books end-to-end — categorize, reconcile, and post journal entries automatically, then your firm reviews and approves.

  • Smart categorization, reconciliation, and journal entries
  • Bank feeds via Plaid
  • PDF and IIF (QuickBooks) import
  • AI-assisted books your firm reviews and approves

E-Signatures

Send documents for signature with visual field placement, canvas signing, and tamper-proof audit trails.

  • Drag-and-drop field placement
  • Canvas and typed signatures
  • Automatic PDF stamping
  • Full audit trail

Practice Management

Manage every client from a single multi-client dashboard with cross-client reporting and billing.

  • Multi-client dashboard
  • Cross-client financial reports
  • Practice billing and time tracking
  • Secure client portal

See the difference

Raw bank data in, tax-ready books out. Here's what AI bookkeeping looks like.

Before — Raw CSV

DateDescriptionAmount
2026-01-15AMAZON MKTPLACE PMTS-$47.99
2026-01-16STRIPE TRANSFER+$1,250.00
2026-01-17ZOOM.US 888-799-9666-$14.99
2026-01-18SHELL OIL 57442674209-$62.30
2026-01-19WF INSURANCE PREM-$189.00

After — AI Categorized

DescriptionCategoryTax CodeConfidence
AMAZON MKTPLACE PMTSOffice Supplies625094%
STRIPE TRANSFERGross Receipts1A98%
ZOOM.US 888-799-9666Software & SaaS621096%
SHELL OIL 57442674209Vehicle Expenses901091%
WF INSURANCE PREMInsurance640097%

Confidence score indicates how certain the AI is in each category assignment. Transactions below 85% are automatically flagged for manual review.

Before VaultLedge

~3.5 hours

With VaultLedge

~8 minutes

Illustrative example — categorizing 200 transactions. Actual time varies by data quality.

Inside VaultLedge

Real screens from the live product — not mockups.

VaultLedge transactions list with AI-assigned categories and confidence scores on each row

AI bookkeeping

Categorized with confidence scores — flagged when the AI isn't sure.

VaultLedge invoices list showing paid, sent, and draft invoices with totals and status chips

Invoicing

Draft to paid — online payments, reminders, and status at a glance.

A paid VaultLedge invoice with line items, payment record, and an exact zero balance

Get paid

Record payments and watch balances stay exact to the cent.

How VaultLedge Works

From bank data to tax-ready financials in four simple steps.

1

Connect Your Bank

Link bank accounts through Plaid for real-time feeds, or upload statements as CSV, PDF, or QuickBooks IIF files.

2

AI Does the Bookkeeping

AI categorizes, reconciles, and posts journal entries automatically. Confidence scores flag what to review, so your firm approves the books.

3

Run Payroll & Invoice

Process multi-state payroll, send invoices with online payments, and reconcile bank accounts from one dashboard.

4

Reports & File Taxes

Pull P&L, Balance Sheet, Cash Flow, and Trial Balance reports instantly. Track tax filings and EFTPS payments.

One platform. Four sizes.

Every paid tier includes a 60-day free trial. Free migration from QuickBooks.

Founding 50 lifetime discount on Plus, Advanced, and Enterprise (limited to the first 50 paid signups).

Starter

$35/month

Freelancers and microbiz with simple payroll.

  • 1 company · 5 employees · 1 state
  • Invoicing + Stripe payments
  • Bank feeds + AI bookkeeping (categorize, reconcile, post)
Start Starter trial

Card required · cancel any time in 60 days · one trial per account · available to accounts less than 14 days old

Most Popular

Plus

$99/month

Most SMBs — multi-state payroll, projects.

  • 1 company · 25 employees · 3 states
  • Up to 5 users
  • E-sign + tax filing tracker
Start Plus trial

Card required · cancel any time in 60 days · one trial per account · available to accounts less than 14 days old

Advanced

$249/month

For growing teams with multi-company ops.

  • 3 companies · 100 employees · 15 states
  • Up to 25 users
  • Client portal · API access
Start Advanced trial

Card required · cancel any time in 60 days · one trial per account · available to accounts less than 14 days old

Enterprise

$499/month

Replaces QuickBooks Enterprise Gold.

  • 10 companies · unlimited employees · 21 states
  • Unlimited users · audit trail
  • Founder support, one business day
Start Enterprise trial

Card required · cancel any time in 60 days · one trial per account · available to accounts less than 14 days old

For accountants & bookkeepers

Practice — $149/mo

One flat price, unlimited active clients — no per-client fees. The full bookkeeping + payroll toolset, enabled across every client workspace, plus the multi-client dashboard, e-sign, doc requests, and client portal. Bill your clients direct. 60-day free trial.

Security You Can Trust

Built for financial data from day one. Here is exactly what protects it.

AES-256-GCM encryption

Employee SSNs and bank account numbers are encrypted at rest with AES-256-GCM, with keys held outside the database. TLS 1.2+ in transit.

Never used to train AI

Your data is never used to train AI models. Categorization requests go to Anthropic under their API terms.

SOC 2 Type II providers

Hosted on SOC 2 Type II providers (Vercel, Supabase on AWS). VaultLedge itself is not yet independently audited.

Row-level tenant isolation

Row-level security policies on every multi-tenant table scope each query to your own workspace.

The details are in our Privacy Policy and Data Processing Agreement.

Imports from

QuickBooks Desktop (IIF)QuickBooks Online (CSV)Xero (CSV)Gusto (CSV)ADP (CSV)

Ready to modernize your practice?

One platform for AI-powered accounting, payroll, and invoicing — AI does your books end to end, categorizing, reconciling, and posting journal entries for your firm to review and approve. Built to replace QuickBooks Enterprise plus practice management for accountants.

60-day free trial on every paid plan. Free migration from QuickBooks.