The Modern Alternative to QuickBooks Enterprise

AI-powered accounting that does your books — categorize, reconcile, and post journal entries automatically, plus multi-state payroll and professional invoicing

Built for accountants and the businesses they serve.

60-day free trial. Free migration from QuickBooks.

Multi-state payroll
P&L · A/R · Balance sheet
AI bookkeeping
IRS-ready W-2 + 1099

AES-256-GCM

Strong encryption at rest

Zero retention AI

Your data is never stored or trained on

Row-level security

Strict tenant isolation

Bank feeds via Plaid · Works with Chase, BofA, Wells Fargo, Citi, Capital One, Amex and every other major US bank

Everything Your Firm Needs in One Platform

AI-powered accounting, payroll, invoicing, e-signatures, and practice management — VaultLedge replaces the patchwork of tools you're paying for today.

Payroll

Multi-state payroll with direct deposit, automatic tax calculations, and full compliance reporting.

  • W-2, 1099, 941, and 940 generation
  • Direct deposit via Stripe ACH
  • Tax filing tracker and EFTPS tracking
  • 21 states supported

Invoicing & Payments

Professional invoices with Stripe online payments. Track AR aging and automate recurring billing.

  • Online payments via Stripe
  • Recurring invoices and auto-reminders
  • AR aging reports
  • PDF invoice generation

Accounting

Full double-entry general ledger with chart of accounts, journal entries, and bank reconciliation.

  • P&L, Balance Sheet, Cash Flow, Trial Balance
  • Bank reconciliation
  • Budgets, fixed assets, and inventory
  • Job costing and departmental tracking

AI Bookkeeping

AI does your books end-to-end — categorize, reconcile, and post journal entries automatically, then your firm reviews and approves.

  • Smart categorization, reconciliation, and journal entries
  • Bank feeds via Plaid
  • PDF and IIF (QuickBooks) import
  • AI-assisted books your firm reviews and approves

E-Signatures

Send documents for signature with visual field placement, canvas signing, and tamper-proof audit trails.

  • Drag-and-drop field placement
  • Canvas and typed signatures
  • Automatic PDF stamping
  • Full audit trail

Practice Management

Manage every client from a single multi-client dashboard with cross-client reporting and billing.

  • Multi-client dashboard
  • Cross-client financial reports
  • Practice billing and time tracking
  • Secure client portal

See the difference

Raw bank data in, tax-ready books out. Here's what AI bookkeeping looks like.

Before — Raw CSV

DateDescriptionAmount
2026-01-15AMAZON MKTPLACE PMTS-$47.99
2026-01-16STRIPE TRANSFER+$1,250.00
2026-01-17ZOOM.US 888-799-9666-$14.99
2026-01-18SHELL OIL 57442674209-$62.30
2026-01-19WF INSURANCE PREM-$189.00

After — AI Categorized

DescriptionCategoryTax CodeConfidence
AMAZON MKTPLACE PMTSOffice Supplies625094%
STRIPE TRANSFERGross Receipts1A98%
ZOOM.US 888-799-9666Software & SaaS621096%
SHELL OIL 57442674209Vehicle Expenses901091%
WF INSURANCE PREMInsurance640097%

Confidence score indicates how certain the AI is in each category assignment. Transactions below 85% are automatically flagged for manual review.

Before Vaultledge

~3.5 hours

With Vaultledge

~8 minutes

Illustrative example — categorizing 200 transactions. Actual time varies by data quality.

How VaultLedge Works

From bank data to tax-ready financials in four simple steps.

1

Connect Your Bank

Link bank accounts through Plaid for real-time feeds, or upload statements as CSV, PDF, or QuickBooks IIF files.

2

AI Does the Bookkeeping

AI categorizes, reconciles, and posts journal entries automatically. Confidence scores flag what to review, so your firm approves the books.

3

Run Payroll & Invoice

Process multi-state payroll, send invoices with online payments, and reconcile bank accounts from one dashboard.

4

Reports & File Taxes

Pull P&L, Balance Sheet, Cash Flow, and Trial Balance reports instantly. Track tax filings and EFTPS payments.

One platform. Four sizes.

Every paid tier includes a 60-day free trial. Free migration from QuickBooks.

Founding 50 lifetime discount on Plus, Advanced, and Enterprise (limited to the first 50 paid signups).

Starter

$35/month

Freelancers and microbiz with simple payroll.

  • 1 company · 5 employees · 1 state
  • Invoicing + Stripe payments
  • Bank feeds + AI bookkeeping (categorize, reconcile, post)
Most Popular

Plus

$99/month

Most SMBs — multi-state payroll, projects.

  • 1 company · 25 employees · 3 states
  • Up to 5 users
  • E-sign + tax filing tracker

Advanced

$249/month

Multi-entity ops with QBO / Xero sync.

  • 3 companies · 100 employees · 15 states
  • Up to 25 users
  • Client portal · API access

Enterprise

$499/month

Replaces QuickBooks Enterprise Gold.

  • 10 companies · unlimited employees · all 21 states
  • Unlimited users · SSO · audit trail
  • Dedicated success manager
For accountants & bookkeepers

Practice — $149/mo

One flat price, unlimited active clients — no per-client fees. The full bookkeeping + payroll toolset, enabled across every client workspace, plus the multi-client dashboard, e-sign, doc requests, and client portal. Bill your clients direct. 60-day free trial.

Security You Can Trust

Built for financial data from day one. Your transactions deserve enterprise-grade protection.

AES-256 Encryption

All data encrypted in transit with TLS 1.3 and at rest with AES-256. Strong, industry-standard protection for every byte.

Zero Data Retention

AI processes your data with zero retention. Nothing is stored after the call completes.

SOC 2 Infrastructure

Built with SOC 2 Type II–certified infrastructure and enterprise-grade reliability.

RLS Isolation

Row-level security policies ensure users only access their own data. Zero cross-tenant leaks by design.

Compatible with

QuickBooksTurboTaxXeroFreshBooksWave

Ready to modernize your practice?

One platform for AI-powered accounting, payroll, and invoicing — AI does your books end to end, categorizing, reconciling, and posting journal entries for your firm to review and approve. Built to replace QuickBooks Enterprise plus practice management for accountants.

60-day free trial on every paid plan. Free migration from QuickBooks.